State RegulationsVA specificDifficulty 1/5
Under Virginia's reciprocity framework for nonresident insurance consultants, which showing allows a nonresident consultant licensed in good standing in another state to obtain a Virginia consultant license?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Va. Code § 38.2-1845 grants a nonresident consultant license to an applicant who presents proof of a current home-state consultant license in good standing, submits the proper application and pays the required fees, and whose home state issues nonresident consultant licenses to Virginia residents on the same basis or permits Virginia residents to act as consultants without a license. The Commission may verify status through the national producer database. Reciprocity, not retesting, is the Virginia mechanism administered by the Virginia Bureau of Insurance.
Why the other options are wrong
- B) A qualifying nonresident consultant is not required to sit for the Virginia examination; home-state licensure and reciprocity carry the application.
- C) Client recommendation letters play no role in the statutory reciprocity test.
- D) Bordering-state residence is irrelevant; what matters is home-state licensure in good standing and reciprocal treatment.
Memory hook
Home-state license plus reciprocity — Virginia honors the credential, no re-test.