Pass your insurance license exam — free practice with AI explanations
Every question public and free, each with a 3-part answer: why the correct option is right, why every other option is wrong, and a memory hook that makes it stick. Now covering the California Life & Health exam — more states coming.
How it works
Answer real exam-style questions
Pick any domain or any question — everything is public, everything is free, and there is nothing to sign up for.
Learn from the 3-part explanation
Why the correct option is right, why each other option is wrong, and a memory hook that makes the concept stick.
Train when you are ready
The optional $19 Exam Engine adds unlimited randomized practice, timed quizzes, a wrong-answer book, and weakness analysis.
Practice by exam domain
Questions are organized by exam domain, mirroring the official exam content outline.
Free practice questions with 3-part explanations →
Free practice questions with 3-part explanations →
Free practice questions with 3-part explanations →
Free practice questions with 3-part explanations →
Free practice questions with 3-part explanations →
Free practice questions with 3-part explanations →
Free practice questions with 3-part explanations →
Free practice questions with 3-part explanations →
Free practice questions with 3-part explanations →
All questions
- 1.General InsuranceWhich of the following types of risk is considered insurable by private insurers?
- 2.Life InsuranceWhat is the primary difference between term life insurance and permanent (whole) life i…
- 3.Life InsuranceA California policyowner pays their life insurance premium weekly. If a premium payment…
- 4.BeneficiariesA policyowner names their spouse as an irrevocable beneficiary. What must happen before…
- 5.AnnuitiesThe primary purpose of an annuity is to:
- 6.TaxationA life insurance policy that fails the seven-pay test is classified as a:
- 7.Accident & HealthUnder COBRA, an employee who loses group health coverage due to termination of employme…
- 8.Disability IncomeWhich of the following disability income definitions provides the broadest — and most e…
- 9.Long-Term CareWhich long-term care policy provision is specifically designed to help benefits keep pa…
- 10.CA Code & EthicsWhen replacing an existing life insurance policy in California, the agent must do all o…
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