Under Virginia's rules on use and disclosure of insurance information, which of the following disclosures of an individual's insurance information would be permissible?

Why A is correct

Va. Code § 38.2-613 permits disclosure of insurance information in the circumstances the law recognizes — where the disclosure is authorized by statute, made to the individual the information concerns, or made with that individual's authorization, among other lawful grounds. These permission gates balance the insurer's legitimate need to operate against the individual's privacy interest. Everything outside the gates — commercial resale, media leaks, gratuitous sharing — falls on the prohibited side of the line the Virginia Bureau of Insurance enforces.

Why the other options are wrong

• B) Selling applicant files to a marketer serves no statutory purpose and carries no individual authorization; it is disclosure outside every permitted ground.
• C) Media curiosity is not a lawful basis; revealing an applicant's health history to a journalist violates the permission structure of Va. Code § 38.2-613.
• D) Sharing with an uninvolved third party is exactly the gratuitous disclosure the statute forecloses; involvement in the individual's coverage is what justifies lawful sharing.

Memory hook

Statute, self, or signature — the three lawful doors out of the data vault.