State RegulationsTX specificDifficulty 2/5
The Commissioner of Insurance finds that a licensee violated the Insurance Code and concludes that revocation would be too harsh. Under TIC 82.052, which of the following is an available sanction?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
TIC 82.052 authorizes the commissioner, in addition to cancellation or revocation under TIC 82.051, to suspend a license or authorization for a period not to exceed one year, to order the person to cease and desist, to impose an administrative penalty under Chapter 84, to order restitution under TIC 82.053, or to impose any combination of those sanctions. Criminal punishment and private damages are outside the commissioner's administrative authority.
Why the other options are wrong
- B) Jail is a criminal sanction; the commissioner imposes administrative sanctions, not imprisonment.
- C) Punitive damages are a judicial remedy for a private plaintiff, not an administrative sanction.
- D) Forfeiting or transferring a book of business is not among the sanctions listed in TIC 82.052.
Memory hook
Suspend, cease, penalize, restore - or combine them.