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State RegulationsTX specificDifficulty 1/5

Who serves as the chief executive and administrative officer of the Texas Department of Insurance?

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Answer & full 3-part explanation (select an option above, or peek)

Why A is correct

TIC 31.021(a) provides that the commissioner is the department's chief executive and administrative officer and that the commissioner shall administer and enforce this code, other insurance laws of this state, and other laws granting jurisdiction or applicable to the department. In practice that means the commissioner, not the legislature or an advisory body, is the official whose orders and enforcement actions bind Texas agents and insurers.

Why the other options are wrong

  • B) There is no 'Texas Insurance Council' with administrative authority over TDI; TIC 31.021 places that role in the commissioner.
  • C) The governor appoints the commissioner, but the governor's staff has no role in administering the department.
  • D) A legislative committee may oversee TDI, but it cannot exercise the department's executive powers.

Memory hook

One commissioner runs TDI.

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