State RegulationsTX specificDifficulty 3/5
Which Texas licensees satisfy their continuing education obligation with 10 hours rather than the standard requirement?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under TIC 4004.051-.054, the standard continuing education requirement is 24 hours per 2-year term, but a reduced 10-hour requirement applies to limited lines agents, county mutual agents, and agents licensed for life insurance not exceeding $25,000. The reduction reflects the narrower scope of what those licensees may sell. An agent who holds both a general lines license and one of these narrower licenses is held to the full general lines requirement rather than the reduced one.
Why the other options are wrong
- A) Temporary licensure is not a continuing education category; the question is resolved by the class of license held rather than by the holder's first year of activity.
- B) The classroom requirement governs how at least half of the hours are delivered; it does not reduce the total number of hours required.
- D) Lengthy licensure does not reduce the hour count; after 20 years licensed an agent may apply for an exemption from continuing education altogether rather than a reduced number of hours.
Memory hook
10 hours for the narrow licenses: limited lines, county mutual, and life up to $25,000.