Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Medicare Part A covers inpatient hospital care but does NOT cover:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Medicare Part A pays for the facility-based costs of an inpatient hospitalization — the room, meals, routine nursing care, and hospital services — but it does not cover the professional fees of physicians and surgeons. Those professional charges are billed separately under Medicare Part B, even when the services are rendered inside a hospital. This Part A / Part B split between facility charges and professional fees is a fundamental Medicare distinction and the reason physician and surgeon fees are excluded from Part A, making A the correct answer.
Why the other options are wrong
- B) Semi-private rooms are a covered Part A inpatient benefit, with a private room covered only when medically necessary. Semi-private rooms are a standard Part A inpatient benefit, not an exclusion.
- C) Hospital meals and routine nursing care are included in Part A's inpatient facility coverage for the duration of the hospitalization. Meals and routine nursing are facility costs that Part A covers during the hospitalization.
- D) Part A covers inpatient care subject to the benefit period deductible and daily coinsurance after day 60, so coverage continues to apply beyond the deductible. Part A continues to pay beyond the deductible subject to the benefit period's daily coinsurance.
Memory hook
Part A feeds the facility, Part B pays the doctor. The room is A's; the surgeon's bill is B's.