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State RegulationsPA specificDifficulty 2/5

A candidate preparing for the Pennsylvania producer licensing examination asks what pre-licensing coursework she must finish first. Under current Pennsylvania law, which answer is correct?

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Answer & full 3-part explanation (select an option above, or peek)

Why D is correct

Act 142 of 2024 eliminated Pennsylvania's pre-licensing education requirement for producer candidates (effective April 29, 2025), so a candidate now goes straight to the Pennsylvania Insurance Department's licensing examination without completing a mandatory course. The change touches only entry education; the continuing education duty under 40 P.S. § 310.8(b) and 31 Pa. Code Ch. 39a remains fully in force for licensees after the license issues.

Why the other options are wrong

  • A) The mandatory pre-licensing course requirement was eliminated by Act 142 of 2024; nothing must be completed before the examination is scheduled.
  • B) Prior insurer employment never determined the education duty; the requirement that once applied applied to candidates generally and no longer applies.
  • C) Failing the examination never triggers an education requirement; the candidate may simply retake the examination under the department's procedures.

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