State RegulationsOH specificDifficulty 1/5
For a violation of Ohio insurance law, what is the maximum civil penalty the Superintendent of Insurance may impose administratively against a licensee per violation?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
ORC 3905.14(E)(1) authorizes the Ohio Superintendent of Insurance to impose a civil penalty of up to $25,000 per violation in administrative disciplinary actions against licensees, along with costs, suspension, revocation, or refusal. This administrative penalty must not be confused with the separate court-imposed penalties for unfair practices under ORC 3901.22(F).
Why the other options are wrong
- A) $3,500 per violation is the court penalty for each unfair practice under ORC 3901.22(F)(1), a judicial remedy distinct from the Superintendent's administrative penalty.
- C) $10,000 per violation is the court penalty for violating an existing cease-and-desist order under ORC 3901.22(F)(2), not the general administrative penalty.
- D) $35,000 is the aggregate cap on court unfair-practice penalties in any 6-month period under ORC 3901.22(F)(1); it is not a per-violation administrative figure.
Memory hook
Superintendent says: 25 grand per slip.