State RegulationsOH specificDifficulty 2/5
Which child satisfies the conditions of ORC 3923.24 for continued coverage under a parent's Ohio health policy to the limiting age of 26?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
ORC 3923.24 conditions coverage of a natural, step, or adopted child to age 26 on the child being unmarried, an Ohio resident or a full-time student at an accredited institution of higher education, not employed where eligible for employer coverage, and not eligible for Medicaid or Medicare. Only the student in choice B meets every condition.
Why the other options are wrong
- A) The child must be unmarried; marriage takes the daughter outside ORC 3923.24's dependent definition.
- C) Employment where the child is eligible for employer coverage defeats eligibility under ORC 3923.24.
- D) Eligibility for Medicare is an express disqualifier in ORC 3923.24.
Memory hook
Unmarried, in-state or studying, no employer plan, no Medicare/Medicaid — all four or none.