State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
In California, which statement about solicitors is correct?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
In California, solicitors are licensed to assist agents or brokers in the fire and casualty lines, and there is no life solicitor license under Section 1704(d). A solicitor acts as an employee of the agent or broker, and the employer remains responsible for the solicitor's conduct. Because no life solicitor license exists, life and health business must be transacted by properly licensed agents, and anyone helping sell life insurance must hold the appropriate license themselves. This is a distinctive feature of the California licensing system.
Why the other options are wrong
- A) No life solicitor license exists. Selling life insurance under an agent's supervision cannot be done through a solicitor license. Because no life solicitor license exists, life sales cannot be delegated to a solicitor under an agent's supervision.
- B) A solicitor works for and assists the agent or broker. The solicitor is not a separate representative of the client. The solicitor assists the agent or broker as an employee and is not a separate representative of the client.
- D) Solicitors in the lines where they exist do not hold binding authority for life insurers. No life solicitor license exists at all. Solicitors in the lines where they exist do not bind life insurers, and no life solicitor license exists at all.
Memory hook
In California, solicitors are a property/casualty thing. Life and health: agent only, no sidekick license.