State RegulationsNC specificDifficulty 1/5
Under the claim provisions of G.S. 58-51-15, written notice of an accident and health claim must be given to the insurer within how many days after the occurrence or commencement of any loss covered by the policy?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under G.S. 58-51-15(a)(5), written notice of claim must be given within 20 days after the occurrence or commencement of the loss, or as soon as reasonably possible. For loss-of-time claims payable two years or longer, the insured must also give notice of continuance at least once every 6 months.
Why the other options are wrong
- B) 45 days belongs to the pre-forfeiture notice windows, not the notice-of-claim deadline.
- C) 10 days is the policy return period under G.S. 58-51-10, not the claim-notice deadline.
- D) 90 days is the additional-information window; the notice deadline under G.S. 58-51-15(a)(5) is 20 days.
Memory hook
Claim? Say it in 20.