State RegulationsNC specificDifficulty 1/5
A North Carolina employee's group hospital, surgical, and major medical coverage ends when her employment ends. Under G.S. 58-53-35(a)(1), she may elect to continue that coverage for up to how long after termination?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under G.S. 58-53-35(a)(1), group hospital, surgical, and major medical coverage may be continued for up to 18 months after employment or membership terminates. North Carolina has only this 18-month tier; the longer 29- and 36-month extensions are federal COBRA concepts with no counterpart in Article 53.
Why the other options are wrong
- A) 29 months is a federal COBRA figure, not an Article 53 continuation period.
- B) 36 months likewise comes from federal COBRA; North Carolina law stops at 18 months.
- C) The continuation maximum is 18 months under G.S. 58-53-35(a)(1); no 10-month figure exists in Article 53.
Memory hook
NC keeps it simple: 18 months, one tier.