State RegulationsNC specificDifficulty 1/5
How many ethics credit hours must a North Carolina accident and health producer complete during each biennial continuing education compliance period?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under 11 NCAC 6A .0802(a) (together with 11 NCAC 6A .0801 and G.S. 58-33-130(d)), every licensee must complete 24 insurance continuing education credit hours (ICECs) in each biennial compliance period, and at least 3 of those hours must be in ethics. The ethics requirement is mandatory for life, accident and health, property, casualty, personal lines, variable, and adjuster licensees — it is neither optional nor the full 24-hour total.
Why the other options are wrong
- A: Ethics is a mandatory component of every biennial requirement under 11 NCAC 6A .0802(a); no licensee may satisfy the period with zero ethics hours.
- B: 12 hours covers only half of the required 24 ICECs, and ethics must be 3 of them; 12 is not the ethics-specific figure.
- D: 24 is the total number of ICECs required each biennial period, not the ethics-specific portion, which is 3.
Memory hook
24 hours total, 3 of them ethics — 'two-four, three ethic.'