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Under 11 NCAC 6A .0802(a), which North Carolina licensees must complete the required ethics credit hours in each biennial compliance period?

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Answer & full 3-part explanation (select an option above, or peek)

Why C is correct

Under 11 NCAC 6A .0802(a), the ethics component of the continuing education requirement applies to all licensee classes — life, accident and health, property, casualty, personal lines, variable, and adjuster licensees alike. No class of North Carolina licensee is exempt from the ethics hours within the biennial requirement established under G.S. 58-33-130.

Why the other options are wrong

  • A) Life licensees are not alone; the ethics requirement reaches every licensee class under 11 NCAC 6A .0802(a).
  • B) Accident and health producers are included, but so are property, casualty, personal lines, variable licensees, and adjusters.
  • D) Adjusters are not exempt; 11 NCAC 6A .0802(a) applies the ethics requirement to adjuster licensees as well.

Memory hook

Ethics hours: every class, every biennium, no exemptions.

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