State RegulationsMI specificDifficulty 1/5
Under Michigan's small-employer health coverage law, which range defines a 'small employer'?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
M.C.L. 500.3701(q) of the Michigan Insurance Code defines a small employer as an entity with 1 to 50 full-time-equivalent employees, a definition in effect since January 1, 2018. The range was formerly 2 to 50, so the current 1-employee floor is the figure Michigan carriers and producers must apply when determining which groups qualify for small-employer coverage.
Why the other options are wrong
- A) 2 to 50 was the former definition and was superseded effective January 1, 2018.
- C) 50 to 100 describes no small-employer band; groups above 50 fall outside the small-employer definition.
- D) At least 100 is a large-group size, the opposite of the small-employer definition.
Memory hook
Small in Michigan means 1 to 50 — one employee counts.