Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Regarding benefits, a Medicare Advantage plan must:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Every Medicare Advantage plan must provide at least the same coverage as Original Medicare Parts A and B, and it may offer additional benefits beyond that baseline, such as dental, vision, or hearing. Plans can differ in cost-sharing and network design, but the benefit floor is set by law. This is why comparing MA plans against Original Medicare is a core part of beneficiary counseling.
Why the other options are wrong
- B) MA plans must cover both Part A (hospital) and Part B (medical) benefits, not just hospital care.
- C) MA plans may not offer less than Original Medicare; the floor is full Part A and B coverage.
- D) MA plans often include Part D drug coverage (MA-PD) and are permitted to offer it; nothing prohibits it.
Memory hook
MA plans must cover everything Original Medicare does — and may add more.