General Insurance✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
To verify an applicant's medical history, an insurer most commonly requests:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
The attending physician statement (APS) provides the applicant's actual treatment records, while the Medical Information Bureau (MIB) report flags conditions previously reported to other insurers. These are standard medical underwriting tools. They let the underwriter confirm the application's health answers and evaluate the risk accurately before deciding whether to issue coverage.
Why the other options are wrong
- B) Property appraisals apply to property insurance, not to verifying a person's medical history.
- C) Voter registration is a public record unrelated to health status.
- D) Handwriting samples have no role in medical underwriting.
Memory hook
APS and MIB are the medical truth-tellers: doctor records and insurer flags.