State RegulationsMA specificDifficulty 1/5
A Massachusetts business entity's only licensed producer has died, and no one is available to service the in-force business. The entity's principal seeks a temporary producer license. How long may a temporary license run, and does it require an examination?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
M.G.L. c. 175, § 162Q authorizes the Massachusetts Division of Insurance to issue a temporary producer license for up to 180 days without an examination. Qualifying circumstances include the need to service a business after the death or disability of its licensed producer, a member of a business entity, service in the military, or the public interest. The temporary license buys time to arrange permanent licensing, but it is strictly time-limited.
Why the other options are wrong
- B) Ninety days is not the temporary-license term; M.G.L. c. 175, § 162Q sets the ceiling at 180 days.
- C) No examination is required for a temporary license; conditioning it on an examination defeats its bridging purpose.
- D) One year overstates the term; the statute caps the temporary license at 180 days and requires no examination.
Memory hook
Temporary in Massachusetts: 180 days, no exam — a bridge, not a destination.