Which of the following is a type of Medicare Advantage (Part C) plan?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Medicare Advantage (Part C) plans come in several managed care forms, including HMOs, PPOs, Private Fee-for-Service (PFFS) plans, and Special Needs Plans (SNPs). Each type organizes provider access and cost-sharing differently, but all must provide the benefits covered under Original Medicare. Medigap policies are a separate product that supplements Original Medicare, and stand-alone Part D plans provide only prescription drug coverage — neither is a Medicare Advantage plan type. Each plan type imposes different provider rules: HMOs use networks and gatekeepers, PPOs allow out-of-network care at higher cost, PFFS plans let members see any provider who accepts the plan's terms, and SNPs tailor benefits to defined populations.
Why the other options are wrong
- B) Medigap Plans A and F supplement Original Medicare; they are not Medicare Advantage plan types.
- C) Stand-alone Part D plans provide drug coverage only and are not a form of Medicare Advantage coverage.
- D) Group term life insurance is unrelated to the Medicare Advantage plan-type structure.
Memory hook
MA comes in four flavors: HMO, PPO, PFFS, and SNP. Learn the alphabet of Part C.