Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Which of the following may a Medicare Advantage plan offer beyond what Original Medicare covers?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Medicare Advantage plans may include additional health care benefits not covered by Original Medicare, often described as optional or value-added services. Common examples are dental, vision, hearing, and wellness benefits that help attract enrollees. The examination objectives note that MA plans may cover claims to a greater extent than Original Medicare, may reduce out-of-pocket costs, and may include extra benefits, all while being required to cover the full set of Original Medicare benefits. This value-added flexibility is tested under AH-III.D.1a and AH-III.D.1f.
Why the other options are wrong
- B) Medicare and MA plans do not provide unlimited custodial care; long-term custodial care is generally not a covered benefit.
- C) Late-enrollment penalties are personal obligations owed to Medicare; plans do not reimburse them.
- D) Income tax liability is never a health plan benefit of any Medicare product.
Memory hook
MA can sweeten the pot with dental, vision, and hearing.