State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 3/5
A life insurance agency wants to hire someone as a 'solicitor' to assist its licensed life agents. Under California law, this arrangement is:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
California law provides no license for life solicitors. Under CIC Section 1704(d), no person may act as a life solicitor, and the solicitor license exists only in property and casualty contexts — Section 1624 defines a solicitor as an employee of an agent or broker in lines where such licenses exist. A person doing solicitation for a life agency must be a licensed life agent, not a 'solicitor.'
Why the other options are wrong
- B) Passing the life examination would make the person a licensed life agent, not a life solicitor; no such solicitor class exists.
- C) Solicitation of insurance always requires a license; no unlicensed solicitation is permitted.
- D) No group-only exception exists; the absence of a life solicitor license applies across all life lines.
Memory hook
Solicitor licenses are for P&C. In life, you are either a licensed agent or you are not in the room.