State RegulationsGA specificDifficulty 1/5
Which restriction applies to Medicare supplement policies sold in Georgia?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under O.C.G.A. § 33-43-3(a), Medicare supplement policies may not duplicate benefits provided by Medicare. Medigap coverage is designed to fill gaps in Medicare — such as cost-sharing amounts Medicare does not pay — not to pay twice for the same covered service.
Why the other options are wrong
- A) Part B enrollment is part of the Medigap open-enrollment trigger, not a bar to buying a policy.
- B) The rule is the opposite: Medigap policies supplement Medicare and may not duplicate what Medicare already pays.
- D) Medicaid enrollment is irrelevant to Medigap eligibility; these policies attach to Medicare coverage.
Memory hook
Medigap fills gaps; it never doubles.