State RegulationsGA specificDifficulty 1/5
Which of the following best describes a core coverage requirement Georgia imposes on Medicare supplement policies?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under O.C.G.A. § 33-43-3(a), a Medicare supplement policy may not duplicate benefits provided by Medicare — it is designed to fill gaps in Medicare, such as cost sharing, not to pay for expenses Medicare already covers. A duplication prohibition prevents overpayment and confusion for beneficiaries.
Why the other options are wrong
- B) The statute requires no duplication of Medicare — it does not mandate payment of every deductible or the elimination of cost sharing.
- C) Medicare supplement coverage supplements Medicare; it never replaces it.
- D) Med supp policies are designed for beneficiaries on original Medicare, not for Medicare Advantage enrollees.
Memory hook
Med supp fills Medicare's gaps — it never pays twice.