State RegulationsGA specificDifficulty 2/5
A Georgia producer has held the CLU designation for years. Under Ga. Comp. R. & Regs. r. 120-2-3-.09, what continuing-education requirement applies to her?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under Ga. Comp. R. & Regs. r. 120-2-3-.09 and the Georgia licensing handbook, licensees holding listed professional designations such as CLU, CFP, CPCU, ChFC, CIC, or FLMI complete 12 hours per biennium, including 3 hours of ethics. The reduced requirement rewards demonstrated expertise but does not waive the ethics component, which every CE track keeps.
Why the other options are wrong
- A) The 24-hour requirement applies to licensees without a listed designation who are licensed fewer than 20 years.
- C) The 20-hour figure applies to licensees with 20 or more years licensed, not to designation holders.
- D) The 10-hour figure is the navigator requirement; designation holders follow the 12-hour track with ethics.
Memory hook
Big letters on the wall, 12 hours — but ethics always counts.