State RegulationsGA specificDifficulty 2/5
A Georgia producer has held a license for more than 20 years. What continuing-education requirement applies for the current biennium?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under Ga. Comp. R. & Regs. r. 120-2-3-.09, licensees who have been licensed for 20 years or more get a reduced biennium requirement of 20 hours, still including the mandatory 3 hours of ethics. Long tenure trims the hour count, but Georgia never waives CE entirely, and the ethics component survives every tier.
Why the other options are wrong
- A) 24 hours is the standard tier for licensees with fewer than 20 years of licensure; the 20-plus-year tier is reduced under Reg. 120-2-3-.09.
- B) Georgia grants no blanket CE exemption for long tenure; the requirement drops to 20 hours but never disappears.
- C) 12 hours including 3 hours of ethics is the reduced tier for licensees holding listed professional designations such as CLU or CFP, not for those who merely cross the 20-year licensure mark.
Memory hook
Two decades licensed trims 24 down to 20 — ethics stays at 3.