State RegulationsGA specificDifficulty 2/5
Under Georgia's agent responsibility rules, which duty applies to a licensed producer when soliciting insurance from an applicant?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under Ga. Comp. R. & Regs. r. 120-2-3-.15, agents are responsible for honest, accurate dealings with the public: they must not misrepresent coverage and must act in good faith toward applicants. The responsibility runs to the entire solicitation — not just a signature page — and licensed activities cannot be shifted onto unlicensed personnel.
Why the other options are wrong
- B) Exaggerating benefits is misrepresentation, the opposite of the agent's duty.
- C) The agent's responsibility is not confined to the signature page.
- D) Insurer approval does not permit delegation of licensed activities to an unlicensed assistant.
Memory hook
Accurate presentation, honest dealing — the whole pitch, not just the signature.