State RegulationsFL specificDifficulty 1/5
Under current Florida law, a nonwillful violation of the unfair trade practices provisions - such as false advertising - carries a maximum penalty per violation of
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under Fla. Stat. 626.9521, the current penalty for a nonwillful unfair trade practice is up to $12,500 per violation ($100,000 if willful). Chapter 2023-172 raised these from $5,000/$40,000 to $12,500/$100,000, so the older textbook figures are no longer the law; willful violations against an insurer in the same action are aggregated at higher ceilings.
Why the other options are wrong
- A) $5,000 is the pre-2023 nonwillful ceiling; chapter 2023-172 superseded it.
- B) $40,000 is the pre-2023 willful ceiling, also superseded by chapter 2023-172.
- C) $50,000 is the current same-action aggregate ceiling for nonwillful violations against an insurer, not the per-violation maximum.
Memory hook
New math: $12.5K nonwillful, $100K willful.