State RegulationsFL specificDifficulty 1/5
Under Florida small employer rules, an employee who is eligible for the employer's group health plan:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under Chapter 627, Florida Statutes, eligible employees in a small employer group may decline the coverage, a common occurrence when the employee is already covered under a spouse's plan. Declination is the employee's choice, subject to the plan's enrollment rules, and it is neither a condition of employment nor something requiring regulatory permission.
Why the other options are wrong
- A) Enrollment cannot be forced as a condition of employment; eligible employees retain the choice to decline.
- C) There is no premium surcharge mechanism for declining coverage under Florida's small employer rules.
- D) No CFO permission is involved; declination is handled under the plan's own enrollment rules.
Memory hook
Eligible employees can say no thanks.