State RegulationsFL specificDifficulty 2/5
Which statement about Florida agent license types is correct?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under Chapter 626, Florida Statutes, agents are licensed by line of authority, and agent licenses issue to natural persons. The 2-15 Health & Life incl. Annuities & Variable Contracts license - the qualification verified by the Florida licensing examination 0215 - authorizes its holder to transact life insurance, health insurance, annuities, and variable contracts. A narrower license does not automatically confer additional lines; selling outside one's line of authority is a violation.
Why the other options are wrong
- A) Line authority is specific: a life-only agent must become qualified and licensed for additional lines rather than receiving them automatically.
- B) Natural persons hold agent licenses; business entities must separately hold agency licenses under Florida law.
- C) Annuities fall within life and health lines of authority such as the 2-15, not a property license.
Memory hook
2-15 = life + health + annuities + variable, for one natural person.