Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 3/5
A Dual Eligible Special Needs Plan (D-SNP) under Medicare Advantage is designed for individuals who:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
A D-SNP is a special needs plan for people eligible for both Medicare and Medicaid, known as dual eligibles. It coordinates Medicare and Medicaid benefits so that Medicare cost-sharing not paid by Medicare can be covered through Medicaid, including any applicable share of cost. D-SNPs combine the protections of both programs for a particularly vulnerable population.
Why the other options are wrong
- B) D-SNPs are for Medicare and Medicaid dual eligibles, not for people with only employer coverage.
- C) Dual eligibles may be under 65 due to disability, but eligibility for a D-SNP is defined by dual program status, not simply by age.
- D) A stand-alone PDP is a separate Part D product, not a D-SNP.
Memory hook
D-SNP = the plan for Medicare + Medicaid dual eligibles, with cost-sharing coordinated.