A claimant's attorney makes a written request to a Colorado auto insurer for disclosure of the relevant liability policies. The insurer fails to comply within 30 calendar days. Under C.R.S. § 10-3-1117, what liability does the insurer face?

Why D is correct

C.R.S. § 10-3-1117 requires the insurer, on written request, to furnish the complete policy including endorsements within 30 calendar days, and to give a claimant or attorney a statement of each known relevant policy within the same period. Violation creates liability of $100 per day beginning the 31st day after the request, plus attorney fees and costs.

Why the other options are wrong

• A) $500 per act is the minimum fine under Reg. 1-1-8 for failing to respond to a Division inquiry, not the private liability created by C.R.S. § 10-3-1117.
• B) The $3,000 per act penalty under C.R.S. § 10-3-1108 addresses unfair competition and deceptive practices, not policy disclosure.
• C) The 10% annual interest figure applies to late payment of clean claims under the prompt-pay regime; disclosure failures draw $100 per day under C.R.S. § 10-3-1117.

Memory hook

Disclose in 30 days or pay $100 a day — plus the attorney's tab.