An insurer headquartered in Denver is reviewing its compliance obligations under Colorado's insurance fraud statute. Where must the insurer display the statutory fraud warning required by C.R.S. § 10-1-128?

Why A is correct

C.R.S. § 10-1-128 requires every licensed insurer to maintain an insurance anti-fraud plan and to print the statutory fraud warning conspicuously on all printed applications, policies, and claim forms. Conspicuous placement ensures applicants and claimants see the warning before they transact, which supports the plan's prevention and detection goals.

Why the other options are wrong

• B) The warning is not limited to claim forms; the statute requires it on applications and policies as well.
• C) Website postings and annual reports do not satisfy the statute's requirement for conspicuous placement on printed applications, policies, and claim forms.
• D) A placement buried in the policy definitions is not conspicuous and does not cover applications or claim forms as the statute requires.

Memory hook

Fraud warning goes everywhere a customer signs or claims: application, policy, claim form.