Under California law, a life agent must complete how many hours of continuing education per renewal period, and how many of those hours must be in ethics?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
CIC Section 1749.3 requires licensees to complete 24 hours of approved continuing education before license renewal, of which three hours must be in ethics. On and after March 1, 2023, that three-hour ethics course must also include one hour of study on insurance fraud. A licensee holding both a life and a property-casualty license satisfies the requirement once, because courses completed for any of the license types count toward the same 24 hours. The 12-hour figure describes the prelicensing education requirement, not the continuing education requirement for renewal.
Why the other options are wrong
- B) 12 hours is the prelicensing Ethics and California Insurance Code course required before licensure, not the ongoing CE requirement.
- C) There is no 40-hour CE requirement for California insurance licensees; 24 hours is the statutory total.
- D) CE is 24 hours, not 8, and 3 of those hours must be in ethics.
Memory hook
Every renewal: 24 total, 3 in ethics, 1 of those on fraud. The same hours serve both of your licenses.