State RegulationsAZ specificDifficulty 2/5
An insured with a continuing loss-of-time claim dies while some accrued periodic benefits remain unpaid. Under A.R.S. 20-1352, when must the unpaid balance be paid?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
A.R.S. 20-1352 provides that any balance of accrued benefits unpaid at the time of the insured's death — or at the expiration of the policy — is payable immediately. Accrued periodic benefits are neither extinguished nor deferred by the insured's death, which protects the family's recovery on the earned portion of the claim.
Why the other options are wrong
- A) No 90-day death-proof window exists in A.R.S. 20-1352; the accrued balance is due immediately.
- B) A month-end deferral contradicts the immediacy the statute mandates.
- D) A fresh notice of claim is not a condition the statute attaches to accrued balances.
Memory hook
Death does not pause the payday.