State RegulationsAZ specificDifficulty 2/5
An Arizona individual health policy pays loss-of-time benefits on a periodic basis. Under A.R.S. 20-1351, when must proof of loss for a periodic claim be furnished?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
A.R.S. 20-1351 measures proof of loss for periodic claims from the end of the period for which the insurer is liable, rather than from the original loss date. This fits rolling disability periods, where the loss continues over time and the insurer's liability for each period only closes when that period ends.
Why the other options are wrong
- A) The policy issue date has no connection to the proof-of-loss clock under A.R.S. 20-1351.
- B) 15 days is the claim-forms deadline under A.R.S. 20-1350, not a proof-of-loss trigger.
- C) No calendar-year trigger exists in the statute; the key is the end of the insurer's liability period.
Memory hook
Periodic proof: 90 days after the liability window closes.