State RegulationsAZ specificDifficulty 2/5
An insured in Tucson is receiving loss-of-time benefits under a disability income policy delivered in Arizona. Under A.R.S. 20-1352, what is the minimum frequency at which periodic loss-of-time benefits must be paid?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under A.R.S. 20-1352, periodic losses — the ongoing loss-of-time payments characteristic of disability income coverage — must be paid at least monthly during the continuance of the loss. Candidates often confuse this with the 6-month continuance-notice interval that applies to long-duration claims under A.R.S. 20-1349, but that interval governs notices, not the payment frequency.
Why the other options are wrong
- B) Weekly payment is not the statutory floor; A.R.S. 20-1352 requires periodic benefits to be paid at least monthly, and no weekly minimum exists.
- C) Quarterly payment would leave benefit periods of up to three months unpaid at a time, contrary to the monthly minimum in A.R.S. 20-1352.
- D) Every 6 months matches the continuance-notice interval for long claims under A.R.S. 20-1349, but it is not the payment frequency required by A.R.S. 20-1352.
Memory hook
Payments flow monthly; only the notices come every six months.