State RegulationsAZ specificDifficulty 1/5
Under A.A.C. R20-6-1101, how long is the free-look period for a Medicare supplement policy delivered in Arizona?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
A.A.C. R20-6-1101 gives Arizona Medicare supplement policyholders a 30-day free look after delivery. The rule — not a statute — is the governing authority for Medigap free-look rights, and the 10-day figure belongs to other products' return rights rather than to the Medicare supplement context.
Why the other options are wrong
- B) Ten days is the return window for products such as annuities under A.R.S. 20-1233, not for Medicare supplement policies.
- C) No 20-day Medigap free look exists; the rule sets the period at 30 days after delivery.
- D) Forty-five days is the health reinstatement date under A.R.S. 20-1348 and has no application to the Medigap free look.
Memory hook
Medigap's 30-day free look comes from the rule book.