State RegulationsAZ specificDifficulty 2/5
A Tucson insurer learns that a long-term policyholder obtained a protective order after domestic abuse and moves to non-renew the policy solely because of that status. Under A.R.S. 20-448, how is this treated?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
A.R.S. 20-448 extends Arizona's unfair discrimination protections to a person's status as a victim of domestic abuse, so an underwriting action based solely on that status is a prohibited practice and subjects the insurer to discipline by the Director.
Why the other options are wrong
- A) Speculation about risk does not excuse discrimination based on domestic-abuse status under A.R.S. 20-448.
- B) Notice does not cure a practice that is itself prohibited by A.R.S. 20-448.
- D) The prohibition operates directly under A.R.S. 20-448; its application does not depend on a consumer complaint.
Memory hook
Victim status is protected status — no non-renewals over abuse history.