State RegulationsAZ specificDifficulty 2/5
An Arizona producer buys a lead list and begins dialing for life insurance appointments without checking whether the numbers appear on the National Do Not Call Registry. What is the correct assessment of this conduct?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Telemarketing solicitation to consumers who have registered their numbers is prohibited, and under both the federal Do Not Call framework and Arizona's Do Not Call law administered by DIFI, a producer must screen purchased lists against the registry before dialing. Buying a list does not import the consumers' consent to be solicited.
Why the other options are wrong
- B) Purchasing a list conveys no consent; registry status follows the consumer, not the list seller.
- C) The day or time of the call does not cure the violation; registered numbers may not be solicited at all.
- D) The solicitation itself is the violation; it does not depend on whether the consumer answers.
Memory hook
Buy the list, screen the list — the registry travels with the number.