State RegulationsAZ specificDifficulty 2/5
Under the Affordable Care Act, a health plan that offers dependent coverage must generally:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
The Affordable Care Act (45 CFR 147; 42 USC 300gg-300gg-91) requires plans that offer dependent coverage to make it available to young adult children, extending family health protection beyond childhood without a new underwriting hurdle. Families in Phoenix, Tucson, or anywhere else can keep a young adult child on the plan, and the insurer cannot demand proof of insurability as a condition.
Why the other options are wrong
- A) dependent coverage under the ACA does not hinge on proving insurability.
- C) residence outside a service area is not an ACA-permitted basis to strip dependent coverage.
- D) dependent coverage is not reduced to emergency-only benefits.
Memory hook
Kids stay on the plan.